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02 | 09 | 23
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Common Asked Questions about OVHC

OSHCstudents-OVHC (Overseas Visitor Health Cover) is a type of health insurance designed for international visitors to Australia. It provides coverage for medical expenses, hospital stays, and other healthcare services while visiting the country. Here are some common questions that people might ask about OVHC.

What is OVHC?

Overseas Visitor Health Cover (OVHC) is a health insurance policy for international visitors to Australia, including those on temporary visas like tourist visas, student visas, and working holiday visas. It helps cover the cost of medical and hospital expenses during their stay in Australia.

What does OVHC cover?

OVHC typically covers a range of medical services, including doctor visits, hospital stays, emergency ambulance services, some prescription medications, and limited ancillary services like dental and optical care. The coverage levels can vary based on the policy you choose.

How much does OVHC cost?

The cost of OVHC can vary widely depending on factors such as your age, the type of visa you’re on, the level of coverage you choose, and the insurance provider. It’s a good idea to obtain quotes from different providers to compare costs and coverage.

Under what circumstances will OVHC be refunded?

You had paid your premium and did not come to Australia

– You paid your OVHC premiums on the basis of an extended stay but the extension of authorized stay was not granted by the Department of Immigration and Border Protection

– You have been granted permanent residence in Australia

– You can provide proof of health cover with another organization

– You have simultaneous visitors health cover policies with Allianz Global Assistance

– You have left Australia


If you are international students, foreigners arriving to Australia, or Australian citizens traveling abroad looking for OSHC, OVHC, travel insurance, please contact OSHCstudents Team at email: info@oshcstudents.com and our partners for further information and assistance.


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Baek Ah Yeon

I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University

OSHCstudents Services


  • PTE Platform
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  • King Education
  • North Sydney College English
  • NIB
  • HCC
  • Global Experience
  • Bupa
  • Vodafone
  • OVHC Iman
  • Allianz
  • Medibank
  • AHM