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OSHCstudents – Your Overseas Student Health Cover (OSHC) must cover the full period of your visa. Your student visa can be granted up to the maximum duration outlined as below.

OSHC is health insurance designed to help international students to cover the costs of medical and hospital treatment international students may need when having accidents or illnesses for your duration in Australia. Your Visa End Date is calculated according to Department of Home Affairs (DHA) OSHC Duration requirements.


Student visa grant period

Student visas are granted in accordance with the expiry date of the Overseas Student Health Cover (OSHC) and if relevant, welfare arrangements, up to the maximum periods as outlined below:

​Duration of course ​Duration of visa
​10 months or longer and finishing at the end of the Australian academic year (November–December) ​Your visa will usually be granted to March 15 of the following year.
​10 months or longer (finishing January–October) ​Your visa will usually be granted for two months longer than the duration of your course.
​Less than 10 months ​Your visa will usually be granted for one month longer than the duration of your course.

A student visa is not usually granted for more than five years.

How to calculate OSHC length?

The student visa requires you to have cover from the day you arrive in Australia, but you will need to buy your cover earlier to help with your student visa application.

OSHC Start date

Your Overseas Student Health Policy start date should be the same day you arrive in Australia. If you’re unsure of your course start date, please choose a date up to 28 days before your course starts.

OSHC End date

Your Overseas Student Health Cover (OSHC) must cover the full period of your visa. Your student visa can be granted up to the maximum duration outlined as below:

Duration of Course: 10 months or less Add to your course end date 1 month
Duration of Course: Over 10 months ending January – October Add to your course end date 2 months
Duration of Course Over: 10 months ending November – December Add to your course end date: Select 15th March of the next year


For example: If your course is from 1 January 2014 to 1 September 2014 (this is under 10 months) then add one month to the course end date.
In this example your OSHC dates would be 1 January 2014 to 1 October 2014.

If you are still overseas when you join and pay your premium, you’ll be asked to nominate your date of arrival. This date will be the commencement date of your cover and the day that the cover becomes active. If you need to change this date, call us at +61 2 8123 0900 or email to info@oshcstudents.com to support you.

Contact us to have your own OSHC!!

Emma (OSHCstudents)

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Baek Ah Yeon

I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Phuong Anh

Having lived in Australia for 2 years, I’ve been reliant on AHM OSHC to pay for my health care, which supports me for other expenses. Last year, I sent my claim requests for several times and always received the claims within two days. Everything is easy, fast and simple.

Phuong Anh | Victoria University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University


My homestay was very comfortable and convenient. My host was really kind. He showed me where to shop, which buses to catch, where the nearest train station is, to get off at which station so that I wouldn’t be taken to another suburb. Travelling was easy since the place was close to public transports. It only took 30 minutes to get to my college, actually I could go anywhere easily!

Emma | Macquarie University

Jing Zhang

When told that I was going to live with an Italian family, I was pretty nervous and doubted whether or not they could speak English well as the local people? Yet it was no longer a problem when I saw them. They knew the problems of people who first came to Australia and always tried to help me. I learned so many things about both Australian and Italian culture and enjoyed tasty Italian meals every time. Awesome!

Jing Zhang | Griffith University

OSHCstudents Services


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