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Sep | 2023
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Which Australian visa categories require OVHC insurance?

OSHCstudents-In Australia, Overseas Visitor Health Cover (OVHC) provides health coverage for individuals who are visiting Australia temporarily, such as tourists, business visitors, and individuals on certain temporary work visas. Here are some of the Australian visa categories that typically require OVHC.

Read more:

  • What are the student visa requirements and eligibility for OSHC?

International applicants intending to travel to or work in Australia are required to apply for Overseas Visitor Health Cover (OVHC). This policy applies to several visa categories, including:

  • Visitor Visas: Subclasses 300, 580, 590, 600, 601
  • Bridging Visas
  • Working Visas: Subclasses 482, 485, 400,401, 476, 489, etc.
  • Working Holiday Visas: Subclasses 417 & 462

If you are a recent international graduate applying for a Temporary Graduate visa (subclass 485), you must transition from OSHC to OVHC to fulfill the health requirements. OVHC policies come in various types, each with differences in costs, eligibility criteria, and benefits. Most of these policies cover necessary hospital admissions and a portion of doctor’s fees.

Unlike OSHC, OVHC allows you to purchase general treatment coverage. This type of coverage provides benefits for services offered by healthcare providers in private practice, such as dentists, optometrists, and physiotherapists. The insurance can contribute to covering a portion of these expenses, with you responsible for the remainder.

Most OVHC policies also include limited coverage for pharmaceutical expenses. Therefore, selecting the appropriate policy that aligns with your specific requirements is crucial. Various health insurance policies are available to suit the nature of your visa application.

 

If you are international students, foreigners arriving to Australia, or Australian citizens traveling abroad looking for OSHC, OVHC, travel insurance, please contact OSHCstudents Team at email: info@oshcstudents.com and our partners for further information and assistance.

OSHCstudents

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