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Refunds Policy

If you/your student/customer has applied for OSHC, OVHC or other insurance and the relevant premium has been paid to ANNALINK OSHCSTUDENTS (us) , we will refund the premium to the student/customer only if his/her visa is not granted.

You/sub-agent acknowledges that you are not entitled to any commission in relation to Premium refunded to a client.

The provider will issue all refunds approved to the agent/subagent (less any Commission already paid to the agent/sub-agent in relation to those refunded policies and international transaction fee), for forwarding on to the client. The agent/subagent must promptly forward any such refunds to the relevant client, along with a refund of any commission already paid to agent/subagent, to ensure the client receives a full refund of premium paid by the client.

Under other situations, Cancellation and Refund is decided according to the policy of each provider.

Time for releasing a refund is around 3 or 4 weeks after all related documents to refund are provided

News related

Baek Ah Yeon

I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University

OSHCstudents Services


  • PTE Platform
  • Inus
  • Flywire
  • Imagine Education Australia
  • Shorelight
  • Opera City English College


  • King Education
  • North Sydney College English
  • NIB
  • HCC
  • Global Experience
  • Bupa
  • Vodafone
  • OVHC Iman
  • Allianz
  • Medibank
  • AHM