Overseas Student Health Cover (OSHC) helps you to meet visa requirement.
OSHC helps you pay for hospital and medical services which you may need while living in Australia.
WHAT YOU’RE NOT COVERED FOR
1. Services not covered by Medicare such as cosmetic surgery or laser eye treatment.
2. Treatment for pre-existing medical conditions.
3. Any pregnancy related services in the first 12 months.
4. Psychiatric services within the first 2 months.
5. Assisted reproductive services such as in-vitro fertilisation (IVF).
6. Services/treatment covered under compensation and damages provisions of any kind, for example, motor vehicle accidents covered by third party insurance.
7. Fees charged by your doctor above the Medicare Benefits Schedule (MBS).
8. Transportation of you or your dependants into or out of Australia in any circumstance.
9. Treatment received outside of Australia.
10. Treatment for any of your children who are over 18 years of age.
11. Treatment by dentists or other extras services such as glasses and physiotherapy unless this treatment is related to a hospital stay and is included in the hospital’s contract. You can be covered for this if you buy extras cover.
12. Items provided to you on discharge from a hospital including medication and crutches.
13. Personal expenses in hospital including telephone calls, television hire, internet and newspapers.
14. Services or treatment for which a claim has been submitted more than two years after the date of service or treatment.
15. Treatment organised before you or your dependants arrived in Australia.
16. Services or treatment rendered while your premiums are in arrears.
17. The cost of prescription medicines in excess of the benefit limits on we are paid for.
18. The gap for surgically implanted prostheses on the Australian Government’s Prostheses Schedule.
19. Any services or items in a Partner Private Hospital that are not covered by our agreement with the hospital.
20. The difference between the charges raised by a non Partners hospital and the benefit payable by OSHC providers.
21. Outpatient charges raised by private hospitals
22. Surgically implanted Prostheses and other medical devices not included in the Australian Government’s Prostheses Schedule
23. Treatment rendered by providers who are not recognised by OSHC providers for the purpose of paying benefits
I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.
Baek Ah Yeon | University of Queensland
I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!
Ariella Pei | University of Canberra
I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.
Chatchawat Paton | Torrent University
Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.
Xiaoyu Cheng | Monash University
