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18 | 04 | 19
04 | 19

Waiting periods – things you should know

A waiting period is the time you need to wait before a benefit is available. Some costs, such as medical expenses relating to a pre-existing condition, are not covered during your waiting period. You can claim for benefits available on your policy for expenses incurred after the waiting period has ended.

The waiting periods will differ depending on which OSHC policy you have purchased.

⭐️⭐️⭐️Allianz Global Assistance – Standard Cover⭐️⭐️⭐️
✌️2 month waiting period for pre-existing psychiatric-related medical conditions
✌️12 month waiting period for all pregnancy related conditions
✌️12 month waiting period for all other pre-existing medical conditions

⭐️⭐️⭐️Allianz Global Assistance – Essentials Cover⭐️⭐️⭐️
✌️No waiting period for pregnancy-related or psychiatric medical services
✌️12 month waiting period for all other pre-existing medical conditions


Have a question?

We are just a call away +61 2 8123 0900
We could also be contacted at info@oshcstudents.com to assist you with any of your OSHC enquiries.

News related

Baek Ah Yeon

I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University

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