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All you need to know about calculating the duration of your OSHC
Length of your course
OSHC coverage is typically aligned with the length of your study program. If you are pursuing a bachelor’s degree for three years, your OSHC coverage will generally be for the same duration. The coverage usually starts from the day you arrive in Australia until the end of your course or visa duration.
Visa duration
OSHC coverage is closely tied to your student visa. If your student visa is granted for a longer period than your course, your OSHC coverage will also extend accordingly. For example, if you have a four-year student visa but are enrolled in a two-year master’s program, your OSHC coverage will still be for the entire visa duration.
Extension and renewal
If you decide to extend your course or continue your studies beyond the initial duration, you will need to renew your OSHC policy. OSHC providers offer options to extend your coverage, and you will need to pay the required premiums to maintain the insurance.
Summer break and holidays
OSHC coverage typically continues during scheduled course breaks, such as summer holidays, provided that you remain enrolled in your program. However, it’s important to note that coverage may vary between OSHC providers, so it’s advisable to check the specific terms and conditions of your policy.
Cancellation and refunds
If you complete your course early, suspend your studies, or leave Australia before the expiration of your OSHC coverage, you may be eligible for a refund of the remaining premiums. The refund policy varies among OSHC providers, so it’s essential to review the terms and conditions outlined in your policy.
If you are international students, foreigners arriving to Australia, or Australian citizens traveling abroad looking for OSHC, OVHC, travel insurance, please contact OSHCstudents Team at email: info@oshcstudents.com and our partners for further information and assistance.
OSHCstudents Team
