OSHC STUDENTS

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What should you consider when choosing a hospital?

OSHCstudents – There are lots of things to take into consideration when choosing a hospital, and some of it can be quite confusing. We will make it easier for you by listing some of things you may want to look into.

You can start by considering these questions:

  • How urgently do you need the treatment?
  • How far is the hospital from your home or work?
  • Did a family member or friend recommend it?
  • How much does your specialist, and the hospital charge?
  • Where does your specialist work?
  • Does your health insurer have a contract with the hospital that could provide you other benefits and help keep your costs down?

[See more: What is Medical Gap Scheme, or Gap Cover?]

  • Will your insurer cover part or all of your treatment costs, or should you consider being treated in a public hospital?

Below we investigate some of these options, and explore what they might mean to you.

How urgently do you need the treatment?

If you need urgent treatment, such as in an emergency, a public hospital will often be the best place to treat you. If you have a medical emergency, please call 000 or visit your local emergency department (also known as the ED, emergency room, or ER).

Some private hospitals have emergency departments. The waiting list may be shorter, but unless you are admitted to that hospital, you will have to pay for most services they provide you. Medicare may cover some of the cost of diagnosing your condition (eg. tests and scans), but most of the costs generally aren’t covered by Medicare or private health insurance.

Where is the hospital?

Depending on your health condition, and the treatment you may need, where a hospital is, and how quickly you can get to it, may be an important factor to consider.

This could be particularly important if you need emergency treatment, if you’re pregnant, or to access support from friends or family nearby.

What facilities does it provide?

All hospitals are slightly different, and you may have particular preferences, or additional care needs that require a specific facility. It’s worth discussing this with your specialist, or you can call the hospital directly to find out what options are available and if they’ll be available during your stay.

Where can your specialist treat you?

A lot of specialists will practice in more than one hospital, so speak to them about this before choosing your hospital. Depending on what is important to you in your hospital choice, it might even be a consideration you make in choosing your specialist.

OSHCstudents (source: Bupa)

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I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University

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