What type of cover should I purchase?
OSHCstudents - If you are a student, you are required to have an OSHC. If you are going to Australia for work, travel or other purposes, you need to purchase an OVHC.
Tips on health insurance for visitors
OSHCstudents - Benefits, membership costs and eligibility can vary greatly between insurers and insurance policies. When buying any health insurance take care to ensure the cover you select is suitable for your needs.
What does OVHC cover?
OSHCstudents – Overseas Visitors Health Cover (OVHC) is a form of health insurance which is designed for visitors to Australia who do not have access to Australia’s public...
Find a GP online
As an international student, you can search for a GP on your OSHC provider’s website. Let’s see the detailed instructions below.
What costs are involved in your hospital stay?
OSHCstudents - There are a number of things that might make up the cost of your hospital stay, so we’ll try and break them down simply.
Preparing for your trip to the hospital
OSHCstudents - Sometimes you don’t have the luxury to prepare for a hospital visit, such as in an emergency. However, if you’re going to the hospital for a pre-booked treatment, there are a few things you can do to make the process as smooth as possible, and help you recover as quickly as possible.
What should you consider when choosing a hospital?
OSHCstudents - There are lots of things to take into consideration when choosing a hospital, and some of it can be quite confusing. We will make it easier for you by listing some of things you may want to look into.
Will I have to wait again if I change my health insurance?
OSHCstudents - When you start your health cover, you might be required to wait sometime before you can access all the benefits. This time is called the waiting period. But if you change your health insurance, will you have to wait again? Let’s find out!
What is a Medical Gap Scheme, or Gap Cover?
OSHCstudents - ‘Gaps’ or ‘out-of-pocket costs’ are the difference between what you’re charged and what Medicare and your insurer (if you have one) will pay for your treatment. A Medical Gap Scheme or Gap Cover can help you reduce these fees.
Bulk billing in Australia
OSHCstudents – In Australia, health professionals might bulk bill or does private billing for your medical services. Bulk billing means you don’t have to pay for your medical...
OSHC Pregnancy coverage
OSHCstudents - If you are pregnant or planning to be pregnant while in Australia, here is everything you need to know.
Health cover for pre-existing conditions
OSHCstudents - You have pre-existing conditions and you may wonder if these are covered by your private health insurance or not. Let’s find out the coverage for pre-existing conditions.
