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30 | 09 | 23
09 | 23

Which Australian visa categories require OVHC insurance?

OSHCstudents-In Australia, Overseas Visitor Health Cover (OVHC) provides health coverage for individuals who are visiting Australia temporarily, such as tourists, business visitors, and individuals on certain temporary work visas. Here are some of the Australian visa categories that typically require OVHC.

Read more:

  • What are the student visa requirements and eligibility for OSHC?

International applicants intending to travel to or work in Australia are required to apply for Overseas Visitor Health Cover (OVHC). This policy applies to several visa categories, including:

  • Visitor Visas: Subclasses 300, 580, 590, 600, 601
  • Bridging Visas
  • Working Visas: Subclasses 482, 485, 400,401, 476, 489, etc.
  • Working Holiday Visas: Subclasses 417 & 462

If you are a recent international graduate applying for a Temporary Graduate visa (subclass 485), you must transition from OSHC to OVHC to fulfill the health requirements. OVHC policies come in various types, each with differences in costs, eligibility criteria, and benefits. Most of these policies cover necessary hospital admissions and a portion of doctor’s fees.

Unlike OSHC, OVHC allows you to purchase general treatment coverage. This type of coverage provides benefits for services offered by healthcare providers in private practice, such as dentists, optometrists, and physiotherapists. The insurance can contribute to covering a portion of these expenses, with you responsible for the remainder.

Most OVHC policies also include limited coverage for pharmaceutical expenses. Therefore, selecting the appropriate policy that aligns with your specific requirements is crucial. Various health insurance policies are available to suit the nature of your visa application.


If you are international students, foreigners arriving to Australia, or Australian citizens traveling abroad looking for OSHC, OVHC, travel insurance, please contact OSHCstudents Team at email: info@oshcstudents.com and our partners for further information and assistance.


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Baek Ah Yeon

I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University

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