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11 | 06 | 24
06 | 24

Why Do You Need Overseas Student Health Cover?

OSHCstudents- Studying abroad is an exciting and transformative experience, but it also comes with its own set of challenges and responsibilities. One crucial aspect that international students must consider is healthcare. This is where Overseas Student Health Cover (OSHC) comes into play. Here’s why OSHC is essential for students studying in Australia.

1. Compliance with Visa Requirements

One of the primary reasons you need OSHC is that it is a mandatory requirement for international students on a student visa in Australia. The Australian government requires students to maintain adequate health insurance for the duration of their stay. Without OSHC, your visa application could be denied, or you could face issues while renewing your visa.

2. Access to Affordable Healthcare

Healthcare in Australia can be expensive, especially for those without insurance. OSHC helps reduce these costs by covering a significant portion of medical expenses. This includes visits to the doctor, hospital stays, ambulance services, and some prescription medications. Having OSHC ensures that you can access necessary medical care without facing financial hardship.

3. Coverage for Routine and Emergency Medical Services

OSHC covers a wide range of medical services. This includes routine doctor visits, which are essential for maintaining your health, as well as emergency services, which can be crucial in unexpected situations. Having OSHC means you won’t have to hesitate to seek medical help when you need it.

4. Support Services

Many OSHC providers offer additional support services that can be incredibly beneficial for international students. This can include 24/7 helplines, assistance with finding healthcare providers, and support with understanding and navigating the Australian healthcare system. These services can be invaluable when you are unfamiliar with how things work in your new country.

5. Coverage for Pre-existing Conditions

Some OSHC policies cover pre-existing conditions after a waiting period. This is particularly important if you have ongoing health issues that require regular medical attention. It ensures that you can continue to receive the necessary care without interruption.

6. Accidental Coverage

Accidents can happen at any time, and being in a foreign country does not make you immune. OSHC provides coverage for accidental injuries, which can otherwise result in substantial medical bills. Whether it’s a minor injury or something more serious, having OSHC means you can get the care you need promptly.
If you are international student, a foreigner arriving in Australia, or Australian citizen traveling abroad looking for OSHC, OVHC, travel insurance, please contact Annalink team at email: info@oshcstudents.com and our partners for further information and assistance.

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Baek Ah Yeon

I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University

OSHCstudents Services


  • PTE Platform
  • Inus
  • Flywire
  • Imagine Education Australia
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  • King Education
  • North Sydney College English
  • NIB
  • HCC
  • Global Experience
  • Bupa
  • Vodafone
  • OVHC Iman
  • Allianz
  • Medibank
  • AHM