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Most Commonly Asks About Refund For Unused Period

OSHCstudents –  When it comes to refunds for an unused period, there are several common questions that people may have. Here are some of the most frequently asked questions related to refunds for an unused period.

Can students get a refund if they leave Australia for 30 days or more?

If the student is out of Australia for 30 days or more, a student can request a refund for an unused period, the insurance will be extended in cases:
– You must have a valid OSHC when you apply for Holiday Credit
– You must apply for Holiday Credit within 30 days of your return to Australia – You must be out of Australia for 30 days or more

When can you get an OSHC refund?

Overseas Student Health Cover (OSHC) is a mandatory health insurance for international students in Australia. The refund policy for OSHC typically depends on the provider and the specific terms of your policy. Here are some general considerations:

Cancellation Before Arrival

If you cancel your OSHC before arriving in Australia, you may be eligible for a refund of the premium, minus any administrative fees. The amount refunded would depend on the provider’s policy.

Cancellation After Arrival

If you cancel your OSHC after arriving in Australia but before the policy’s expiration date, you may be eligible for a refund for the unused portion of the policy. Again, administrative fees may apply.

Visa Refusal

If your visa application is rejected, and you provide proof of the refusal, you may be eligible for a refund. This would typically include the OSHC premium, minus any administrative fees.

Early Departure

If you leave Australia before the expiration of your OSHC policy, you may be eligible for a refund for the unused period. The specific terms and conditions of the refund would depend on the OSHC provider.
If you are international students, foreigners arriving in Australia, or Australian citizens traveling abroad looking for OSHC, OVHC, travel insurance, please contact Annalink team at email: info@oshcstudents.com and our partners for further information and assistance.
OSHCstudents Team

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When will OSHC be refunded?

OSHCstudents - The refund process for Overseas Student Health Cover (OSHC) varies depending on the circumstances and the policies of the specific OSHC provider. Generally, OSHC premiums are refunded in the following situations.
Baek Ah Yeon

I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Phuong Anh

Having lived in Australia for 2 years, I’ve been reliant on AHM OSHC to pay for my health care, which supports me for other expenses. Last year, I sent my claim requests for several times and always received the claims within two days. Everything is easy, fast and simple.

Phuong Anh | Victoria University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University


My homestay was very comfortable and convenient. My host was really kind. He showed me where to shop, which buses to catch, where the nearest train station is, to get off at which station so that I wouldn’t be taken to another suburb. Travelling was easy since the place was close to public transports. It only took 30 minutes to get to my college, actually I could go anywhere easily!

Emma | Macquarie University

Jing Zhang

When told that I was going to live with an Italian family, I was pretty nervous and doubted whether or not they could speak English well as the local people? Yet it was no longer a problem when I saw them. They knew the problems of people who first came to Australia and always tried to help me. I learned so many things about both Australian and Italian culture and enjoyed tasty Italian meals every time. Awesome!

Jing Zhang | Griffith University

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