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Understanding OSHC Policies: What You Need to Know About Pregnancy-Related Services

OSHCstudents – As an international student in Australia, having Overseas Student Health Cover (OSHC) is essential for managing medical and hospital expenses. If you are considering pregnancy while studying, it’s crucial to understand how OSHC policies apply, especially to pregnancy-related services.
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What is OSHC?

OSHC is designed to cover the costs of medical and hospital care during your stay in Australia. It is a requirement for international students to ensure they have access to necessary health services.

Pregnancy-Related Services and Care

In Australia, pregnancy care involves midwives, doctors, and obstetricians, and you can choose between publicly funded or privately funded care. However, it’s important to know that:
– Non-Emergency Hospital Care: Access to some medical services, including maternity care, in public hospitals may be limited. This means you might face difficulties in obtaining non-emergency care, including maternity services, when needed.
– Private Hospital Care: If you require care that is not available in a public hospital, you may need to seek services from a private hospital. Be aware that private hospital care typically involves out-of-pocket costs not covered by OSHC. For maternity services, these costs can range from $4,000 to $10,000, depending on the level of care.

Waiting Period for Pregnancy Coverage

Initial Waiting Period: From the day of your arrival in Australia on a student visa, there is a waiting period of 12 months during which pregnancy-related services are not covered by your OSHC policy.
For more detailed information about OSHC policies and pregnancy-related services, visit OSHStudents.com.au. Understanding these details will help you plan and manage your healthcare needs effectively during your time in Australia.

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OSHCstudents – Why choose Bupa OSHC? Studying in Australia can be a life-changing experience, and Bupa OSHC is here to support you at every stage of your journey. 1. Unlimited ambulance cover Be covered for emergency...
Baek Ah Yeon

I trust Allianz Care since it is one of the largest insurance companies in Australia, with the medical centres where I only have to pay for what is left from insurance support. (no need to claim later). Besides, those centres are located at the centre of the city, close to schools. Very convenient, right? Credits to Allianz Care for providing reliable medical centres for health check and treatments.

Baek Ah Yeon | University of Queensland

Ariella Pei

I’ve been living with homestay family for 2 years. I’m now 19, I can move out but I don’t want to leave my host, who has become my family. It feels like I’ve met my second family. Thanks OSHCstudents for sending me to this homestay!

Ariella Pei | University of Canberra

Chatchawat Paton

I realised how important insurance was when I started living in Australia. There I switched to using Allianz Care instead of the previous service. Allianz Care is extraordinarily good in its consulting service and customer care. I’ve learned a lot about Australian health care, also I was consulted with mental issues and how to live a healthy lifestyle. I am very happy now.

Chatchawat Paton | Torrent University

Xiaoyu Cheng

Thanks to Allianz Care, every time I claimed my medical receipts it processed much more quickly and easily than I expected. I was initially a bit concerned since Allianz Care is more expensive than other insurance companies, but now I can ensure that it is totally worth the money.

Xiaoyu Cheng | Monash University

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