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What is covered by OSHC?

OSHCstudents – Overseas student health cover helps international students pay for their medical services during their stay in Australia. Make the most of your OSHC by understanding what’s covered and what’s not.

Hospital

  • 100% of the  Medicare Benefits Schedule (MBS) Fee for medical services provided in hospital
  • Public hospital shared ward accommodation for overnight or same-day hospital stays
  • Private hospital accommodation (for hospitals that have a contracted rate with Australian Health Services Alliance)
  • Surgically implanted prostheses up to the approved amount listed on the Australian Prostheses List
Ambulance
  • You are covered for emergency ambulance transport to hospital for admission and on-the-spot emergency treatment
Doctors (out of hospital)
  • General Practitioner (GP) including telehealth – We will cover 100% of the Medicare Benefits Schedule (MBS) Fee. The benefit amount may vary depending on the type of medical service.
Specialists (out of hospital)
  • We will cover 85% of the  Medicare Benefits Schedule (MBS) Fee. The benefit amount may vary depending on the type of medical service.
Medical Tests
  • For example X-rays and blood tests. We will cover 85% of the Medicare Benefits Schedule (MBS) Fee. The benefit amount may vary depending on the type of medical service.
Prescription medicines

We will pay you the difference between the Pharmaceutical Benefits Scheme (PBS) patient co-payment and the amount you paid for the medicine.

  • Up to $50 per approved prescription medicine

Annual Limits:

  • Up to $500 each year for singles
  • Up to $1,000 each year for familes or couples

Disclaimer For more details read the relevant Policy Document. You can only claim prescription medicines included in the Pharmaceutical Benefits Scheme (PBS) list and for items that cost more than the PBS co-payment fee. To see the full list of PBS medicines and the current co-payment fee, visit the Department of Health and Aged Care website.

OSHCstudents (source: Allianz Care Australia)

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