OSHCstudents- Not everything that keeps you healthy is covered by standard OSHC. That’s why Extras cover can be a big help. Extras cover is all about covering some of the costs that aren’t hospital related. Read this article to learn more.
What is OSHC Extra?
OSHC Extras is an optional health insurance policy that covers some common services you might need from time to time, like getting your teeth cleaned by a dentist, new reading glasses, or physiotherapy treatment.
The OSHC Extras policy has been designed especially for international students studying in Australia.
In addition to your Overseas Student Health Cover (OSHC), you can purchase OSHC Extras, which offers you the option of basic extras insurance. For example:
- dental services
- optical services
- physiotherapy services
- chiropractic services
- osteopathic services.
Besides, there are a few things that OSHC Extras do not cover, for example, during a waiting period, non-prescription glasses, contacts or sunglasses, and major dental work like crowns, dentures, and orthodontic treatment.
General dental services have a set benefit amount for each item. Call your insurer before your treatment to find out exactly how much you’ll get back for each service.
Extras cover is typically available in three different levels. However, this can vary depending on your provider.
Waiting periods for OSHC extra
Most health funds have waiting periods on some services to keep things fair for all members.
A waiting period is a period of time applied to each new member or when cover is upgraded, during which benefits are not payable.
Some of the extras services that may waive waiting periods include:
- Routine dental
- Natural therapies.
That said, you’re unlikely to get waiting periods waived on more expensive services like major dental or orthodontics.
You are international students or foreigners arrive to Australia, or Australian citizens traveling abroad who are looking for OSHC, OVHC, travel insurance, please contact OSHCstudents Team at email: email@example.com and our partners for further information and assistance.
OSHCstudents (Sources: Allianz Care)